METHOD
Formula and method
Personal points × BAM 26.34. Period: 2026.
FBiH, base pension formula using the verified 2026 general point value.
Starting values are an example. Replace them with your own.
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Does not derive the personal coefficient from wages or calculate minimum/guaranteed pensions, caps, early-retirement reductions, special service, proportional shares or later adjustments. Minimum rules depend on the individual award and period.
Full disclaimerIn the basic FBiH formula the pension is your personal points multiplied by the general point value, which is 26.34 KM for 2026. The calculator uses the personal points set by the pension fund, so 40 points give a base amount of 1,053.60 KM. It does not derive the personal coefficient from wages or calculate minimum or guaranteed pensions, early retirement reductions or later adjustments, so the result is not a pension award.
METHOD
Personal points × BAM 26.34. Period: 2026.
TRACEABLE
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